Senior Lead Mortgage Loan Processor

Harbin Loans
Alpharetta, GA
Apr 15, 2017
Jobs Outside Higher Education
Businesses & Consultants
Institution Type
Outside Academe

Job Description

Experienced Senior Lead Mortgage Loan Processor (Alpharetta)
Proficiency with DU, AUS and LP
5+ years processing experience
Mastery of Calyx or Encompass
Thorough knowledge of FHA and VA loans.


Responsible for a pipeline of UP to 50 loans per month.
Reviews loan application package for completeness and accuracy, reconciles application against system input.
Responsible for gathering credit and other documents from the customer and third parties in support of the loan approval decision.
Verifies and validates supporting income, asset and liability documentation to ensure the validity of the approved system.
Income -- Calculates and analyzes income structure (i.e. employment verification, tax returns, etc)
Assets -- Calculates and analyzes funds to close (i.e. verification of deposits, gift money, 401K, sale of assets, etc)
Liabilities -- Reviews and verifies credit reports (i.e. FICO pay history, validate other debts and other mortgage real estate owned)
Determines if loan conditions on approved loans are satisfied by reviewing income, asset and liability documentation, appropriate, reviews and analyzes preliminary instructions.
Reviews incoming documentation within 24 hours of receipt.
Input/updates data, prepares the transaction for closing by ordering payoffs as applicable and gathering 3rd party fees from the closing agent.
Complete the processing checklist prior to putting the file in closing.
Support person for loan advisors and borrowers with focus on customer service.

Microsoft Office, multi-tasking, strong oral and written skills, team player, self starter, detail oriented, ability to work well under pressure and time constraints.


Principles, practices and regulations applicable to real estate and mortgage lending.
Interpretation and application of lending documentation, credit reports and income and asset calculations.
Techniques, tools and terminology relative to the appraisal process sufficient to read and understand collateral review.
Industry standards and guidelines for saleable and portfolio loan transactions.
Perform standard credit and income analysis.
Meet department volume goals and established service standards.
Establish and maintain effective working relationships as required by job responsibilities.
Keep abreast of changes in policies, procedures and regulations applicable to work unit.

Health Insurance and 401k available!
Please email your resume and salary history!
No Spam!

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Company Description
Harbin Loans is one of the fastest growing retail mortgage lending platforms in the U.S. Built on core values, our mission provides you the tools, guidance, and team support to take control of your future. Harbin Loans will take your business to the next level of success. Harbin Loans offers our employees one of the most aggressive compensation plans, products, pricing, support and marketing systems in the mortgage industry.

We have built an industry-recognized reputation as a Premier National Retail Mortgage Platform, serving the lending needs of real estate professionals, builders, and individual homebuyers. We have spent many years and countless dollars creating a technology platform centered on increasing efficiency and streamlining operations. Origination, pricing, locking, marketing and reporting components are web-driven and accessible anywhere Internet access is available.

As a Premier National Direct Lender with a long-term record of success and stability, and an industry recognized outstanding reputation, we are expanding further into strategic retail markets Harbin Loans is constantly evolving and adapting in response to internal and external market triggers to ensure that our producers are equipped with the perfect blend of product, service, price, as well as marketing and leadership training. . Our growth initiative provides a true career path with true career advancement opportunities.

Our corporate strategy encourages input from our staff and promotes autonomy. If you feel your talents and skills are overly burdened and restricted by an abundance of corporate controls, then the relaxed and team oriented culture at Harbin Loans is the fit you have been searching for.

Alpharetta, GA


Fri, 14 Apr 2017 08:25:37 PDT