Credit Analyst

West Des Moines, IA
Mar 29, 2017
Jobs Outside Higher Education
Businesses & Consultants
Institution Type
Outside Academe

Job Description

We are looking for an experienced Credit Analyst to analyze financial data, financial status of clients, and to assess risk to the business operation of a West Des Moines branch.

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Confer with credit association and other business representatives to exchange credit information.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.

  • Advanced computer skills in MS Office
  • High attention to detail and accuracy
  • BS degree in Accounting, Finance, or a related field

West Des Moines, IA


Tue, 28 Mar 2017 15:04:24 PDT